SERVICE CHARGES AND FEES
NOW/MONEYMARKET/DEMAND ACCOUNT CHECKING FEES
Charge for Insufficient Funds (Check, ACH, ATM, MasterMoney) $15.00 Per Item
Returned Check Charge $15.00 Per Item
Stop Payment $10.00
Research $15.00 Per Hour
Reconciliation $15.00 Per Hour
NOW Account Monthly Service Charge (Average Balance Below $100.00) $5.00 Per Month
Inactive NOW Accounts (One Year) $1.00 Per Month
Check Orders (Account will automatically be charged for checks ordered from us) Fee based on style of checks ordered
Overdraft Protection Transfer $3.00 Per Withdrawal
SAVINGS ACCOUNT FEES
Lost Passbook $5.00
Inactive Savings Account (One Year) $1.00 Per Month
Overdraft Protection Transfer $3.00 Per Withdrawal
MISCELLANEOUS FEES
Wire Transfers
Incoming $2.00
Outgoing $10.00
Treasurer Check (one free per day per withdrawal) $2.00
Money Order (one free per day per withdrawal) $1.00
Reissue Treasurer Check or Money Order $15.00
Notary Service / Signature Guarantee (For Customers) FREE
Safe Deposit Box Cost Based on Size
Safe Deposit Box Key Replacement $35.00
Safe Deposit Box Drilling Cost Plus $25.00
Safe Deposit Box Late Charge $1.50 Per Month
Night Deposit Bags FREE
MasterMoney/ATM Card Replacement $5.00
First Federal Customer ATM/POS Cards FREE
Non-Customer Cards (Per Transaction) $1.50
Insufficient Funds Charge $15.00
Photocopies $0.25
Check Cashing (Non-Customer/ Local Payroll Only) $2.00
EQUAL HOUSING LENDER
MEMBER FDIC