Privacy Policy
PRIVACY POLICY NOTICE
Protecting your privacy is important to First Federal Savings and Loan
Association of Bath and our employees. In order to provide you and all of our
customers with a range of financial products and services as effectively and
conveniently as possible, we use technology to manage and maintain customer
information. We want you to know that the following policy serves as a standard
for all First Federal Savings and Loan Association of Bath employees for
collection, use, retention, and security of that information.
What Information We Collect
We may collect nonpublic personal information about you from the following
sources:
- Information we receive from you on applications or other loan and account
forms.
- Information about your transactions with us or others; and
- Information we receive from third parties such as credit bureaus and other
consumer reporting agencies.
Non-public personal information includes, but is not limited to, information
regarding your account balance, payment history and overdraft history.
What Information We Disclose
We are permitted under law to disclose nonpublic personal information about you
to affiliates or
non-affiliated third parties in certain circumstances. For example, we may
disclose nonpublic personal information about you to third parties to assist us
in servicing your loan or account with us, to government entities in response to
subpoenas, and to credit bureaus. We do not disclose any nonpublic personal
information about you to anyone, except as permitted by law.
How We Protect Information
We also take steps to safeguard customer information. We have policies that
restrict access to nonpublic personal information about you to those employees
who need to know that information to provide products or services to you. Our
policies provide that employees who violate these standards are subject to
disciplinary measures. We also maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your nonpublic personal
information.
How You Can Help
In keeping with its strict privacy policy, First Federal Savings and Loan
Association of Bath requires authorization from you before it will disclose any
of your nonpublic personal information to any other third party with whom you've
decided to share that information. Please be sure you provide us with such
authorization before directing a third party to contact us for information about
you.